Connectors of Positive Change

Capricorn Group is a leading Namibian-owned financial services group listed on the NSX. We have three banking subsidiaries operating in Namibia, Botswana and Zambia, with other subsidiaries and associates providing adjacent and complementary products and services. Our customers range from personal to corporate, small and medium enterprises. Our value proposition is built around customers rather than products or channels. We apply data and digital technology in transactional banking services, products and functionality to address future customer needs.

Our purpose is: “Improving lives through leadership in financial services by being Connectors of Positive Change”. We enable the execution of our purpose through six key competencies.

These key competencies are:

  1. Understanding the Capricorn Group and competitor environment
  2. Deep understanding of customer needs
  3. Relentless drive to improve performance
  4. In-depth business insight
  5. Unlock potential in self and others
  6. Excellence in execution

Why work for us?

We are stable, reliable and well capitalised. Capricorn Group has two shareholders of reference – the Government Institutions Pension Fund (“GIPF”), the largest institutional investor in Namibia, and CIH, the founding holding company of Bank Windhoek. They ensure stability, liquidity and access to capital. CGR Ratings recognised the Group’s strong competitive position, given the positive diversification in terms of business lines and to a lesser extent geography, a strong risk position, intermediate levels of capitalisation supported by good earnings, and funding and liquidity profile that is in line with peers.

We have a strong ethical culture, entrepreneurial spirit and commitment to transparency. Ethical decision-making is demonstrated by the board and entrenched by governance structures and controls. We have zero tolerance for unethical behaviour and for non-compliance with any regulations or legislation in the jurisdictions where we operate.

Our future growth opportunity is in the convergence of data, financial services and telecommunications, which we can deliver on a regional basis through specialist competencies, strong relationships and positive connections.


The Capricorn Way

We realise our purpose by making deliberate strategic choices and by working according to The Capricorn Way.

The Capricorn Way directs us towards positive change and is underpinned by three beliefs:

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